Car insurance is important, but figuring out the best auto insurance companies can be confusing. The best car insurance providers go beyond just providing competitive rates and reliable claims service. The top car insurance companies provide a great customer experience that makes it easy for customers to understand their policies and lower premiums while giving them information to manage their premium payments. Here are the top companies that will help you get the best deals on auto insurance.
Amica
With top ratings from J.D. Power and Consumer Reports, as well as many discounts and driver perks, Amica is a good choice for those who have been without car insurance. Even some additional features, such as glass repair, free lock replacement, and free airbag repair after deployment, can make a difference in a catastrophe. Most drivers leave Amica with positive impressions, and new customers can earn “Advantage Points” for renewing a policy and referring friends.
New Jersey Manufacturers Insurance
New Jersey Manufacturers Insurance (NJM) offers many auto insurance options to drivers in New Jersey, giving them the ability to choose coverages such as new car replacement, gap insurance, and pet coverage for injured animals. NJM provides state contracts and works with all major carriers.
Texas Farm Bureau Insurance
With a host of affordable car insurance options with a range of discounts, Texas Farm Bureau Insurance is an option for Texas residents who want the cheapest insurance possible, but without sacrificing quality. They provide discounts for combining home and auto coverage and for maintaining a car’s VIN and registration, and still others for good grades and safe driving.
Allstate
Allstate offers various discounts and awards for drivers. You can be rewarded for your responsible driving habits, such as signing up for the optional Deductible Rewards program. Drivers who go paperless — and, thus, don’t receive bills in the mail — pay lower deductibles if they’re involved in an accident. The company also offers a discount for student and military populations and others who focus on vehicle type or location.
American Family
American Family offers a selection of discounts to drivers in certain states, including for loyalty, completion of a defensive driving course, and for students away at school. Drivers can monitor their driving, allowing good drivers to earn discounts. An app by the insurance company also enables customers to file claims and get roadside assistance.