Life insurance is a common component of a sound financial plan for a lot of people. If you have a family, it can be helpful in providing for them even if you pass away. And if you don’t have a family or need to pass on an inheritance, it’s still a smart way to plan for the future and ensure that your hard work will continue to benefit others after you’re gone. Here are the top life insurance companies to help put your mind at ease.
Haven Life Insurance
Haven Life Insurance offers a range of coverage options for applicants with a variety of health and financial situations. They provide the best term life insurance quotes for a wide range of customer profiles – from single applicants with relatively low amounts of term life insurance to families who need significant protection to ensure that their spouse and children are provided for in the event of their untimely death.
Ladder Life Insurance
Ladder Life Insurance strives to make the life insurance process simple for customers. The company is an insurer that provides a simplified solution making it easy for people to buy coverage and set limits that grow as their financial situation changes, which implies you don’t have to shell out money for unnecessary coverage now if you expect your situation to change later.
Northwestern Mutual Life Insurance Co
Northwestern Mutual Life Insurance Co. is often at or near the top of lists that rank life insurance companies based on customer service ratings, quality of products, and overall value. It has been around for decades and issues annual dividends to whole life insurance policyholders.
New York Life Insurance Co
A variety of life insurance policy options are available from New York Life Insurance Co, ranging from Term to Whole Life, which allows you to have a customized plan, loans against your cash value, and a permanent death benefit. With a range of coverage options, you can make sure your policy is right for you and your family.
Mutual of Omaha
Mutual of Omaha provides guaranteed whole life insurance. These types of policies are often used as a final expense policy where the death benefit is not a primary concern. For this reason, most Mutual of Omaha life insurance policies have low death benefit amounts. This makes them very inexpensive, even in cases where a large death benefit would be desired.