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These Are The Top Homeowners Insurance Companies

by pps-DUEditor

Because of the amount of risk, home insurance costs are usually higher than other kinds of insurance policies. There are many different kinds of insurance, formulas to compare rates, and some companies tailor their price to your home’s location – but all in all, the best homeowners insurance isn’t always easy to find.

What’s the right amount of coverage to buy? What if you don’t own a home yet, but want to make sure you’ll be covered when you do? We compared homeowner insurance companies on features like discounts, premiums, deductibles, and more.


Amica home insurance is designed for new homeowners or people looking to lower their current homeowners’ insurance rates.

This company offers standard coverage, including liability, identity theft protection, and personal belongings.

Customers can choose to add additional coverage with the Amica Platinum Choice package. With this selection, you’ll get extended dwelling coverage, higher liability limits, and coverage for damages due to backed-up drains or overflowing sump pumps.


Chubb offers a number of features and benefits aimed at homeowners who own expensive homes, including loss assessment and replacement of contents if they cannot be repaired.

Additional coverage options such as HomeScan allow users to get detailed information about their home’s important systems.


With a fully digital platform, Hippo is a modern alternative to the traditional homeowners’ insurance company.

The start-up uses a sophisticated algorithm to give consumers quotes in less than a minute.

Hippo also offers a host of extra perks, such as a smart-home monitoring system and emergency assistance from home maintenance consultants.


Insurance from here will give you great coverage on your belongings, whether they are damaged in a disaster or stolen.

Kin also offers identity theft protection, so you’ll be covered if this ever happens to you.

You can save money on your policy with rewards for things like having alarms and making certain that you’re at risk for fire or water backup damage.


Nationwide’s standard policy features basic coverage to help pay for losses, stolen property, and related expenses. However, the company stands out in offering an ordinance or law insurance extension in its basic homeowners’ insurance policy.

If you have a covered loss because of building code requirements, this optional extension will fully cover the costs of updating your home.

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